EXPERIENCED SAN JOSE/SANTA CLARA COUNTY CHAPTER 13 BANKRUPTCY ATTORNEY
$0 UPFRONT LEGAL FEES TO FILE
Chapter 13 bankruptcy allows an individual or married couple to keep all of their assets and reorganize and/or discharge all of their debts. Chapter 13 can be an extremely powerful tool for saving a home from foreclosure, lowering car payments, eliminating credit card payments, “stripping” off a second mortgage, HOA, or judgment lien. Upon filing a Chapter 13 bankruptcy, an “automatic stay” goes into effect immediately*, which requires all creditors to stop any foreclosure, collection or repossession activities.
At the Moher Law Group, we have filed hundreds of Chapter 13 cases and helped our clients to save their homes, create and confirm plans to reorganize and/or discharge their debts, and get a fresh start.
Contact us today (for fastest response use the form on the right) to find out how Chapter 13 could help your situation, and to discuss any other options you may have.
CONTACT US TODAY AND WE WILL BE HAPPY TO ANSWER ANY QUESTIONS.
*the “automatic stay” may not be automatic in cases of repeat filings or where there has been an order for specific types of relief in prior cases. Contact us and we can quickly determine and explain how the automatic stay would apply and what actions to take to protect the house depending on your circumstances.