Chapter 13 Bankruptcy – $0 Attorney Fees Upfront to File!

WELCOME to our home page for Chapter 13 bankruptcies in California, serving San Diego County, Orange County, Los Angeles County, and the Bay Area (including San Jose, San Francisco, and Oakland) Our law firm specializes in Chapter 13 bankruptcy, and we are proud to offer chapter 13 bankruptcy assistance for NO attorney fees due upfront before we file the case. Our firm takes the “guideline” standard fees through the normal chapter 13 plan payments so our clients don’t pay out of pocket. We also routinely work with homeowners in foreclosure to work through loan modifications, claim objections, and other options to save your home in chapter 13 case. Some excellent benefits of a Chapter 13 bankruptcy filing include:

  • WILL KEEP ALL YOUR ASSETS (You will not lose your home, car, money, or other assets)
  • WILL STOP FORECLOSURE IMMEDIATELY
  • WILL QUALIFY IF HAVE INCOME FROM ANY SOURCE (Chapter 13 is a “wage earners” bankruptcy so most people qualify)
  • WILL BE ABLE TO CATCH UP ON PAST DUE MORTGAGE PAYMENTS
  • MAY BE ABLE TO “STRIP” YOUR SECOND OR THIRD MORTGAGES (if your second mortgage is wholly unsecured, this can be a huge benefit)
  • MAY BE ABLE TO “CRAM DOWN” YOUR CAR TO MARKET VALUE (this can help you pay down older cars)
  • MAY BE ABLE TO CRAM DOWN MORTGAGES ON INVESTMENT PROPERTIES TO MARKET VALUE
  • MAY BE ABLE TO COMPLETE THE BANKRUPTCY PAYING ONLY THE DEBTS YOU WANT TO PAY (such as your house and car)
  • WILL STOP ANY WAGE GARNISHMENTS
  • WILL STOP ALL COLLECTIONS CALLS
  • WILL STOP ALL LAWSUITS

AT THE LAW OFFICES OF ANDREW A. MOHER, we process chapter 13 bankruptcies for clients through California. Call us today for a free, no-obligation consultation to discuss whether chapter 13 would fit your situation and what other legal options you may have. FOR FASTEST RESULTS Fill out the form!